Transferance of a Debt from One Person to Another (Al-Hawaala)
باب فِي الْحَوَالَةِ، وَهَلْ يَرْجِعُ فِي الْحَوَالَةِ
Al-Hawala (the transference of a debt from one person to another. It is an agreement whereby a debtor is released from a debt by another becoming responsible for it). Can Hawala be rejected by the creditors after accepting it?
حَدَّثَنَا عَبْدُ اللَّهِ بْنُ يُوسُفَ، أَخْبَرَنَا مَالِكٌ، عَنْ أَبِي الزِّنَادِ، عَنِ الأَعْرَجِ، عَنْ أَبِي هُرَيْرَةَ ـ رضى الله عنه ـ أَنَّ رَسُولَ اللَّهِ صلى الله عليه وسلم قَالَ " مَطْلُ الْغَنِيِّ ظُلْمٌ، فَإِذَا أُتْبِعَ أَحَدُكُمْ عَلَى مَلِيٍّ فَلْيَتْبَعْ ".
Narrated Abu Huraira:
The Prophet (ﷺ) said, "Procrastination (delay) in paying debts by a wealthy man is injustice. So, if your debt is transferred from your debtor to a rich debtor, you should agree."
باب إِذَا أَحَالَ عَلَى مَلِيٍّ فَلَيْسَ لَهُ رَدٌّ
If somebody's debt are transferred to a rich debtor
حَدَّثَنَا مُحَمَّدُ بْنُ يُوسُفَ، حَدَّثَنَا سُفْيَانُ، عَنِ ابْنِ ذَكْوَانَ، عَنِ الأَعْرَجِ، عَنْ أَبِي هُرَيْرَةَ ـ رضى الله عنه ـ عَنِ النَّبِيِّ صلى الله عليه وسلم قَالَ " مَطْلُ الْغَنِيِّ ظُلْمٌ، وَمَنْ أُتْبِعَ عَلَى مَلِيٍّ فَلْيَتَّبِعْ ".
Narrated Abu Huraira:
The Prophet (ﷺ) said, "Procrastination (delay) in paying debts by a wealthy person is injustice. So, if your debt is transferred from your debtor to a rich debtor, you should agree."
باب إِنْ أَحَالَ دَيْنَ الْمَيِّتِ عَلَى رَجُلٍ جَازَ
If the debts due on a dead person are transferred to somebody, the transference is legal
حَدَّثَنَا الْمَكِّيُّ بْنُ إِبْرَاهِيمَ، حَدَّثَنَا يَزِيدُ بْنُ أَبِي عُبَيْدٍ، عَنْ سَلَمَةَ بْنِ الأَكْوَعِ ـ رضى الله عنه ـ قَالَ كُنَّا جُلُوسًا عِنْدَ النَّبِيِّ صلى الله عليه وسلم إِذْ أُتِيَ بِجَنَازَةٍ، فَقَالُوا صَلِّ عَلَيْهَا. فَقَالَ " هَلْ عَلَيْهِ دَيْنٌ ". قَالُوا لاَ. قَالَ " فَهَلْ تَرَكَ شَيْئًا ". قَالُوا لاَ. فَصَلَّى عَلَيْهِ ثُمَّ أُتِيَ بِجَنَازَةٍ أُخْرَى، فَقَالُوا يَا رَسُولَ اللَّهِ، صَلِّ عَلَيْهَا. قَالَ " هَلْ عَلَيْهِ دَيْنٌ ". قِيلَ نَعَمْ. قَالَ " فَهَلْ تَرَكَ شَيْئًا ". قَالُوا ثَلاَثَةَ دَنَانِيرَ. فَصَلَّى عَلَيْهَا، ثُمَّ أُتِيَ بِالثَّالِثَةِ، فَقَالُوا صَلِّ عَلَيْهَا. قَالَ " هَلْ تَرَكَ شَيْئًا ". قَالُوا لاَ. قَالَ " فَهَلْ عَلَيْهِ دَيْنٌ ". قَالُوا ثَلاَثَةُ دَنَانِيرَ. قَالَ " صَلُّوا عَلَى صَاحِبِكُمْ ". قَالَ أَبُو قَتَادَةَ صَلِّ عَلَيْهِ يَا رَسُولَ اللَّهِ، وَعَلَىَّ دَيْنُهُ. فَصَلَّى عَلَيْهِ.
Narrated Salama bin Al-Akwa:
Once, while we were sitting in the company of Prophet, a dead man was brought. The Prophet (ﷺ) was requested to lead the funeral prayer for the deceased. He said, "Is he in debt?" The people replied in the negative. He said, "Has he left any wealth?" They said, "No." So, he led his funeral prayer. Another dead man was brought and the people said, "O Allah's Messenger! Lead his funeral prayer." The Prophet (ﷺ) said, "Is he in debt?" They said, "Yes." He said, "Has he left any wealth?" They said, ''Three Dinars." So, he led the prayer. Then a third dead man was brought and the people said (to the Prophet (ﷺ) ), Please lead his funeral prayer." He said, "Has he left any wealth?" They said, "No." He asked, "Is he in debt?" They said, ("Yes! He has to pay) three Diners.', He (refused to pray and) said, "Then pray for your (dead) companion." Abu Qatada said, "O Allah's Messenger! Lead his funeral prayer, and I will pay his debt." So, he led the prayer.